When most people move, they have time to meet with lender to be prequalified financially. Doing so helps the family understand how much house they can afford.
When a senior moves to a community that meets their medical, social, and location needs, their family rarely has resources available to help determine if their pending move is sustainable financially, or if their estate plan should be updated. That’s where Keith comes in.
As a CERTIFIED FINANCIAL PLANNER™ professional, Keith takes a multidisciplinary approach to your loved one’s financial situation—not simply in a legal, accounting, investment, or insurance perspective—but across the board. This approach allows Keith to identify coordination gaps and missed financial planning opportunities that should be addressed to improve your loved one’s long-term financial security.
The “Dynamic Financial Planning” process analyzes potential strategies to determine which combination of legal, tax, investment and insurance strategies might optimize the spend down process and create a higher confidence level for the family that the transition can be financially feasible. Often, the creative strategies Keith suggests can assure income will last your loved-one’s lifetime.
Keith has been advising seniors and their families on financial matters since 2008. He’s the 2020 and 2022 co-president of the Northwest Suburban Estate Planning Council, on the board of directors of the Arlington Heights Senior Center, Inc., and a regular volunteer with Clearbrook, Junior Achievement of Chicago, and BSA Scout Troop 159. He provides regular seminars and presentations throughout the Chicago area on topics related to finance, longevity planning and funding a caregiving need.
Keith and his wife Jennifer have lived in Arlington Heights for more than 20 years where they have raised their four children and remain active in the community.
Unpaid non-client endorsement provided by Senior Living Experts. May not be representative of others’ experience. Not a guarantee of future performance or success.
Keith C. Piscitello is a registered representative of Lincoln Financial Advisors Corporation. Securities and investment advisory services offered through Lincoln Financial Advisors Corporation, a broker-dealer (member SIPC) and registered investment adviser. Insurance offered through Lincoln affiliates and otherfine companies. Senior Living Experts is not affiliated with Lincoln Financial Advisors Corporation.